It all starts with careful planning!

The best way to make sure you get your money’s worth while finding the right property you need is to think and prepare ahead of time.

Check out our guide on top five things you need to plan and do when purchasing a new home.

Work with a great real estate agent in the Hills District

Talking to a real estate agent ahead of time will help you find out what’s happening in the local real estate market. Likewise, you can also get ahead of searching for a place to invest in. Further, real estate agents can talk you through the entire process of acquiring a home so you can start your planning.

Have a good property search strategy in the Hills District

It can be very frustrating and time-consuming to search for a property, especially in the Hills District of Sydney which is huge in size and has everything from small apartments to colonial homes on farm acreage. It is important to narrow down the parts of the Hills District that you want to buy in.  The clearer you can be about locations you like (or don’t like), the better your chances of finding the perfect property.

Price and location will obviously be big factors. Work with your local real estate agent or buyers agent to see what areas you can afford within your budget, and see if they suit your lifestyle need.

Take care of the contract and offer

Make sure your conveyancer or property lawyer review the contract and offer before closing the deal. Reviewing the document will guarantee that the deal is contingent upon: getting the mortgage, home inspection and walk-through prior to closing.

Line up a mortgage loan and funding

Contact your mortgage broker to check on terms and available finance. Decide on which type of mortgage to get: fixed rate or variable rate. Put money aside for expenses like home valuations, conveyancers, insurances and pest and building inspections. There may be other expenses due when buying a home. Look into some homeowner’s insurance policies. Most lenders require buyers to have a homeowner insurance policy prior to loan approval.

Don’t skip out on a building and pest inspection

On top of getting a mortgage lender to do a separate appraisal, you should also contract a building and pest inspection specialist. They will highlight any major structural issues or damage that may not have been so visible to you in the general home inspection. If there are problems, talk to your lawyer, real estate agent and the seller on who will shoulder the costs. Either case, this may affect the selling price of the property or you may decide to opt out of the sale based on the report findings. Make sure everything is stipulated in the contract.

Planning on buying a home in Sydney’s Hills District?

To find the right home purchase specialists, including trade, real estate and finance, our free Tradebusters Sydney Hills District directory can help connect you with our Top 3 Local Business Picks near you.

More useful links:

Real Estate Agents Hills District

Home Loans Sydney

Accountants Sydney

Bookkeepers Sydney

Financial planners Castle Hill Sydney

Tax Accountant Penrith

Mechanic Hills District

Conveyancer Kellyville

Office Caterers Bella Vista

Web Designers Hills District

Electrician Hills District

Plumber Castle Hill

Conveyancer Castle Hill

Website Designer Hills District

Painters Castle Hill

Asbestos Removal Hills District