Backed with 20 years of industry experience, and known as the “go-to” property growth strategist, meet Top 3 Local Choice, Rosario Carbajal from Wealth Inspired. “She can spot and unlock extra opportunities” is how one long-term client described Rosario to our team, making her an ideal choice. And it’s no surprise that she became a 2020 Finalist in the Women in Finance Awards as an SMSF Advisor of the Year.
Rosario has been an active member of the Tradebusters Connect Top 3 Local Business Choice community for many years now. We’ve had the pleasure of watching her help many individuals protect and grow their assets through smart wealth creation strategies.
In the finance industry for over 20 years and well integrated in the local business community, Rosario has established her reputation as the property and self-managed super fund (SMSF) specialist! We discovered how many industry professionals trust Rosario to guide their clients in the SMSF space as well as other property and wealth creation strategies.
Rosario is an associate member of the Financial Planning Association of Australia, an accredited SMSF Specialist Advisor with the Self-Managed Superfund Association and also a registered Tax (financial) Adviser with the Tax Practitioners Board.
Based in Sydney’s Inner West and servicing customers all the way up to the Hills District and Western Sydney, why not contact Rosario today for a FREE no-obligation consultation about your goals!
How can Wealth Inspired help you
Rosario offers tailored solutions and services to help protect and grow your wealth including:
We join Rosario to find out more about what makes her business stand out from the crowd Your story. How did it all start?
After working in the finance industry since 2000, I completed the highly regarded AMP Horizons Academy training for Financial Planners in 2008. Following on from this, I started my own business in 2010.
We travel around all Sydney to help clients with strategies to protect their family, lifestyle, business, and assets in the event of anything changing. We also help them plan their future wealth and retirement.
What are your key values when working with clients?
Our clients are all valued individuals. As such, we spend time sitting down with people and getting to know them personally. We ask them about their current situation, where they’d like to be and their time-frame to get there. Then we develop a personalised strategy to help them achieve their goals.
We can look at clearing their debt, increasing their savings and investment, planning their retirement and protecting them along the way.
The most rewarding part of what you do?
We know that we’re not only helping our clients, but we’re helping the whole family. This makes our clients feel happy and safe knowing that they have a plan in place to provide and protect their families now and into the future.
Something that you are proud of?
To be recognised as a 2020 Finalist in the Women in Finance Awards as an SMSF Advisor of the Year.
The Women in Finance Awards showcases the industry’s most prestigious accolades recognising excellence across the entire financial services industry. The awards pinpoint professional development and innovation, showcasing the female individuals leading the way in the industry.
Your WOW factor?
I have an ability to uncover extra opportunities for wealth creation, ones that my clients may never have considered on their own.
Client success story?
I was referred to a young struggling family to help them arrange “only” income protection insurance. At that time they didn’t think they could afford to save, buy a car or investment property. By the time we’d finished working together, they had improved cash flow, a new car, purchased their first property through a self-managed super fund and had a clear plan for retirement. It was beyond anything they could have ever imagined.
What makes a good financial planner?
A good financial planner is one who takes the time to get to know you and your situation. They ask lots of questions and conduct research into different options to put you into a better place. They will then recommend a strategy to put you into a stronger financial position and implement the plan you have agreed to.
Expect an initial meeting with a planner to take around 1.5 – 2 hours. They will need to gather information to ensure their recommendation is personalised to you and your family.
As a result of the Banking Royal Commission report, more consumers feel concerned with choosing an adviser. What do you think the impact will be?
My view is that it presents a huge opportunity for financial planners and advisers to focus on service: it needs to be outstanding and backed by exceptional professionalism. And at the same time, consumers should do their homework on an advisor to feel comfortable they will act ethically and in their best interest.
What advice can you share with one looking to grow their wealth and planning a retirement?
As our lives are dynamic and constantly changing, financial plans should be regularly reviewed to ensure they are current and still reflect your goals. Also, as you reach each goal, it is important to celebrate and redefine your next steps. Find a good planner who will work with you on an ongoing basis to monitor and adjust your plans as needed.
How does Tradebusters Connect help those seeking the services of a trusted financial planner?
Tradebusters Connect doesn’t accept any business on their platform! Every business has been screened to ensure professionalism, ethics and good service. To be considered for inclusion with Tradebusters Connect, a business must be experienced and have been trading for many years. This longevity means you can be sure you’re dealing with a business you can trust.
About supporting your local community?
I love networking. I am an active member of BNI Business Class in the Sydney Hills District, a local business networking group which allows me to connect with like-minded business owners. I am current secretary/treasurer of the group. I am also involved in my local Rotary club.
Best thing you love about living in Sydney’s Inner West
The bay and wonderful social atmosphere.
And in your spare time
Walking by the waterfront, Latino dancing and entertaining.
Get the latest tips and expert advice from Rosario right here:
Sydney Financial Planning Expert: 3 Secrets to Saving More
“A Man Is Not Your Financial Plan” Says Sydney Financial Planner
